Help is available for Indiana homeowners who have fallen behind on their mortgage payments or are unable to make future payments due to the financial hardships caused by COVID-19.

The Indiana Foreclosure Prevention Network supports Hoosiers at risk of foreclosure through Indiana’s Hardest Hit Fund, a federally funded program providing mortgage payment assistance to eligible homeowners for up to six months or $30,000.

To be eligible for Indiana’s HHF, Hoosiers must meet the following criteria:

  • Be an Indiana homeowner;
  • Own only one mortgaged home, and currently reside in that home;
  • Be unable to make past-due or current monthly mortgage payments; and
  • Meet additional eligibility requirements based on income.

Any questions about meeting income requirements for the fund can be answered at 877-GET-HOPE, where certified IFPN counselors will be available to assist homeowners. Additional questions can be answered on Indiana’s HHF frequently asked questions page.

Indiana’s HHF is also available to homeowners who are current on their payments, but are unable to make future payments or have past-due mortgage payments because of an involuntary employment-related financial hardship.

Hoosiers that cannot make future mortgage payments can apply for assistance here and should apply as soon as they experience an involuntary employment-related financial hardship and are at risk of foreclosure.